The Financial Services Authority (OJK) and the Central Statistics Agency (BPS) have carried out the 2025 National Survey on Financial Literacy and Inclusion (SNLIK).

The results indicate a rise in the financial literacy index to 66.46% and the financial inclusion index to 80.51%. These figures represent an improvement compared to the previous SNLIK survey, which reported a financial literacy index of 65.43% and a financial inclusion index of 75.02%.

OJK and other stakeholders are using the findings of the 2025 SNLIK as one of the foundations for evaluating the implementation of existing programs and formulating future financial literacy and inclusion policies. During a press conference following the Board of Commissioners Meeting in early June, OJK reported that between January 1 and May 23, 2025, they had conducted over 2,366 financial education activities, reaching more than 5.66 million participants across Indonesia.

Djoko Kurnijanto, Head of the Department for Regulation and Licensing of Financial Sector Technology Innovation, Digital Assets, and Crypto Assets at OJK, emphasized that financial literacy remains one of the key pillars of focus for the institution.

"The Pintu Goes to Campus initiative has been very helpful for OJK. Financial literacy—especially digital financial literacy—is something we must continually promote," Djoko said in his statement on Tuesday (June 10).

Timothius Martin, the Chief Marketing Officer (CMO) of Pintu, stated that over the past five years, they have carried out the Pintu Goes to Campus program at more than 20 universities throughout Indonesia.

"The Pintu Goes to Campus program provides a platform for exchanging ideas with students, lecturers, regulators, and industry players on how we can work together to continue developing the crypto industry in Indonesia," said Timo—Timothius’ nickname.

According to him, the best investment one can make at a young age is education, which forms the essential foundation before entering the investment world. He also pointed out that emotional stability and risk management are crucial skills to develop.

“Once those aspects are well established, then it's the right time to begin exploring investment opportunities—making sure, of course, that you use cold money, which means funds that are specifically allocated for investment,” Timo concluded.